How to “Travel Cashless” On Your Next Trip

October 31, 2019 by · Leave a Comment 

As payment technology continues to transform the way we buy and sell things, it’s easy to see how we could one day become a cashless society. Not anytime soon, of course, but it’s already happening in other parts of the world. And maybe you’ll be traveling cashless there.

Recently, SmarterTravel.com wrote that some banking experts believe Sweden will eliminate cash as a payment method by the year 2023. Instead, all of their consumer transactions will use a digital payment method, such as credit and debit cards, RFID-embedded devices, or mobile phones and digital wallets.

There are other cities around the world that are also going cashless, says Smarter Travel, including Reykjavik, Seoul, Singapore, Stockholm, and several cities in China.

A debit card or credit card is one way you can travel cashless.While that won’t happen any time in the U.S. or Canada, it’s still a good idea to learn to go cashless when you travel. For one thing, it makes traveling in different foreign countries much easier. You don’t have to find a money exchange place, which I often had to do when I would travel overseas. If only we’d had the technology back then that we do now.

It’s also more secure. If you lose your phone or your wallet, you can shut off your cards and replace them. You can’t replace cash.

Here are a few ways you can go cashless before your next trip. It’s a good idea to start using these now so you get used to using them, rather than trying to figure it out on your first day in a new country.

Debit/Credit Cards:

The old reliable in cashless transactions. If you don’t do anything else with cashless payments, make sure you’ve got a credit card or two when you travel. You’ll use this to book your plane tickets, rent a car, and reserve a hotel room. If you can manage it in the months before your trip, pay for everything you can with your credit card and then pay off the balance each month. Get a card that gives you airline points and you could get yourself a free ticket.

Don’t ever use a debit card for these transactions though, at least for renting a car or hotel room. Those providers will put a hold on some cash on your card, taking it from your account. If you weren’t expecting it, you could find yourself in a sticky situation.

You can also get prepaid credit and debit cards to use when you travel. They function like regular credit cards. You can save up for your trip by putting some money on the card each month.

Apple Pay/Google Wallet

These are two easy-to-use apps that come with your smartphone. If you’ve got an iPhone or Samsung (or other Google-brand phone), you’ve got access to these digital wallets. You’ll connect one or more credit and debit card to them, and then tap your phone to the sensor to initiate payment.

Money Transfer Apps

Apps like PayPal, Venmo, and Cash tie directly into your bank account or debit card and let you transfer money to a friend, family member, or merchant. Some apps will charge the recipient a 2.75% service fee, although PayPal gives you a “family and friends” option which doesn’t charge anything.

There are also the apps WeChat Pay and AliPay, which are wildly popular in China. So much so, that AliPay became the biggest mobile payment service in the world in 2014, surpassing PayPal. It’s also changing the way China does business, as more Chinese people are paying with AliPay and WeChat Pay instead of cash.

If you’re traveling to China, you definitely want WeChat or AliPay. And because Chinese tourists are visiting other parts of the world, and they’re not using cash as much, more businesses are accepting these apps as forms of payment. So you could be in a different part of the world and find WeChat Pay and AliPay are also options for you.

Finally, if you’re trying to travel cashless, please skip the traveler’s checks. No one really uses them anymore, even though they’re still around. If you’re trying to pay with traveler’s checks, you may run into some problems as many merchants may not even know how to process them.

How do you handle your money when you travel? Do you do anything special to travel cashless or just part of your normal day? Share some strategies on our Facebook page, or in our Twitter stream.

Photo credit: Flyerwerk (Pixabay, Creative Commons)

Five Summer Road Trip Planning Secrets

May 30, 2019 by · Leave a Comment 

We just finished Memorial Day weekend and the unofficial start to summer. That means several weeks of travel getaways, whether it’s a weekend out of town or a couple weeks at the beach.

If you’re taking a summer road trip out of town this summer, here are a few things you need to remember. Whether you’re hanging out by the pool, on the beach, or even your kid’s tournament, whether you’re going for a day or a few weeks, here are five things to remember before you leave.

1. Get a car checkup before you leave.

You need to prepare your care for your next summer road trip.Your car can most likely handle whatever city driving you’re going to throw at it, but a 500-mile summer road trip could push it to its limits. Make sure you get the oil changed, the fluids topped off, the tires and spare are properly inflated, the filters have been changed, and that the AC is fully functional.

You may even want to get a wheel alignment since misaligned wheels can eat into your car’s fuel efficiency. Plus, the cost of repairing a breakdown could wreck your entire vacation budget if you break something you weren’t planning on.

If you’re not sure about whether your car can make a long summer road trip, consider renting a car instead. You won’t put the wear and tear on your car, and you can have a brand new one in excellent working condition. The AC will work, you’ll have a lot of the latest features and advances (like a touchscreen display that connects to your mobile phone), and you could even have roadside coverage depending on your rental agency.

2. Take plenty of water with you.

Don’t just plan on stopping for water and beverages during regular stops. For one thing, gas station water costs 2 – 4 times more than the grocery store. Pack a small cooler with a few bottles and keep them in the car with you. If nothing else, they’ll help you out if you have a breakdown or have to spend several hours walking around during the day.

Be sure to take water with you on your outdoor excursions too. As summers are getting hotter and hotter — we hit 95 in Central Florida on Memorial Day Monday — you’re more likely to get dehydrated and suffer the ill effects. So drink up and stay hydrated. Drink more than you think you need rather than thinking you can go without.

3. Be sure to wear sunscreen and sun protection.

If you’re going to be outside for more than 30 minutes, rub sunscreen on exposed areas, including your face and your neck. Look for a high SPF rating and something that’s waterproof and sweat proof.

Don’t forget sunglasses or eye protection. You can also use a hat to shade your eyes and face from the sun (a big floppy hat will cover up a lot more than a baseball cap). And remember, if you’re out on a boat this summer, the reflection of the water can also cause sunburns. So don’t assume your hat is giving you enough protection — you’re getting the bounce back off the water’s surface, so you still need sunscreen.

Don’t worry about a quick trip to the mailbox or from the car to your next stop though — store, restaurant, movie theater. You don’t need to break out the parasol and long sleeves for that. Just take precautions and be careful if you’re going to have prolonged exposure to the sun.

4. Check the weather forecast and know what’s typical for the area.

Use your favorite weather app to determine the weather during your travel dates. Of course, you can’t know what the weather is going to be like six weeks into the future, but you can get a good idea of what it will be like three days before you leave. There are a few travel planners on sites like Accuweather.com, the Weather On Wheels app, and the Weather Network.

Similarly, check out the historical weather patterns for the area, or even better, call a local. If you’re staying at a hotel, call the front desk or concierge and ask them the seasonal weather is usually like. For example, Indiana doesn’t get terribly hot until July and August, and it rarely rains. On the other hand, that’s Central Florida’s rainy season: Not only is it terribly hot, but it rains nearly every single day between 12:00 noon – 3:00 pm.

This means if you’re visiting any of the theme parks, book your lunch around 1:00 pm and don’t let the rain chase you out. Let everyone else leave and the park will be a little emptier for the afternoon and evening.

5. Leave extra time to arrive.

I’ll be honest, I hate traveling over the summer. Everyone is out, they’re hot and sweating and irritable, and there are traffic jams and lines everywhere, so tempers run short. It’s worse when you’re planning on getting somewhere at a certain time, only to find the route is jammed up and you’re not sure if you’re ever going to get there, let alone get there on time.

The general rule of summer driving is to assume that traffic delays will happen and that there’s nothing you can do to make them go faster. But you can plan for them and even avoid them.

If you’re not familiar with an area, study a map before you get there. Find out where the main through streets, bypasses, and known-only-to-local routes are.

Make sure you have Waze installed on your phone, and preprogram some of your destinations (like restaurant reservations) into your Favorites section. You can even preprogram your arrival times, and Waze will calculate your departure time based on historic traffic patterns. And if something pops up, like an unexpected traffic delay, you’ll be alerted about a new time to depart.

How do you prepare for your summer road trip? Do you have any recommendations for your fellow travelers? Tell us about it on our Facebook page, or in our Twitter stream, and be sure to connect with us on Instagram.

Photo credit: tbarcturus (Pixabay.com, Creative Commons 0)

11 Secrets to Packing Light On Your Next Trip

February 28, 2019 by · Leave a Comment 

A friend recently told me that the last time she and her husband flew somewhere, they packed one big suitcase so they could avoid paying for a second checked bag charge on their airline.

“Didn’t you carry on your bags?” I asked.

“Well, just our personal bags. But we figured we could save some hassle if we just checked our bag.” (They did, but they still paid the fee for it.)

I tend to be a little. . . frugal when it comes to needlessly giving other people my money. I’m not cheap by any means — I’ll happily make frivolous, impulsive purchases, like a latte or a book. But I’ve found that I have less money to spend on those things if I do things like pay to check my suitcases. Especially because I know the ultimate secret to gaming the luggage system.

Pack everything into a carry-on bag!

Okay, it’s not really a secret, but I see so many people packing giant suitcases for relatively short trips that I think a lot of people still don’t know it.

Packing light is really quite simple. You get two carry-on items per passenger: a personal item that fits under your seat (a purse, backpack, or briefcase) and a carry-on suitcase, such as a 21-inch rolling suitcase. In my friend’s case, they could have each taken their own carry-on bag and never checked a bag in the first place.

And yet people will pack a large suitcase per person(!) for a one week vacation, even when they’re going to a place where shorts and t-shirts are suitable. I mean, if you’re traveling to Antarctica, you can be forgiven for packing more than one bulky sweater. But if you’re traveling to a non-winter destination this Spring Break, or are going on a business trip for less than 10 days, you should be able to fit everything into a single rollaboard suitcase. Here’s how you do it.

Packing light in an Atlantic carry-on suitcase

Okay, so we didn’t roll the clothes, but we’re still packing light for this trip.

  1. You don’t need one outfit for every day. Take one pair of pants for every three days and one shirt for every two days of your trip. Make sure you have enough underwear and socks for the entire trip (I usually add one extra pair of each), but you can also do laundry halfway through the trip or at least wash your underwear and socks in the sink.
  2. Pack clothes that go with each other. Don’t take unique outfits. Wear colors that can go together so you can mix and match them and create new outfits. For example, two pairs of pants and three shirts gives you six outfits. That’s better than six pants and shirts.
  3. Roll your clothes, don’t fold them. Folding your clothes can cause wrinkles, but if you roll your pants and shirts carefully, you can prevent wrinkles. Some packing experts also suggest you fold-and-stack your shirts vertically, but you still have the wrinkling problem.
  4. Don’t take “just in case” clothes. My wife and I used to pack a nice outfit “just in case” we ever went to a fancy restaurant. We finally stopped doing that since all the restaurants we went to allowed casual clothes. If we wanted to go to a nice restaurant, we made reservations in advance so we could pack accordingly.
  5. Don’t take basic toiletries. If you’re staying in a hotel, they’ll have things like shampoo, lotion, and toothpaste so leave yours at home. Otherwise, get travel-size toiletries, or better yet, buy your items when you arrive.
  6. Your children also get a carry-on bag. If you’re taking your young children with you, don’t pack their stuff in your bag. Let them be responsible for pulling their own little carry-on behind them. And if they’re too small for that, just remember, if they’re old enough to require a ticket, they get their own bag too, even if they’re too young to actually manage it.
  7. Wear your biggest, heaviest shoes on the plane. They’ll take up a lot of space in your bag, so wear them on the plane instead, and pack your smaller, lighter shoes. And just like your clothes, don’t take shoes for one day; take shoes that can be worn anywhere.
  8. If you think you might work out, you won’t. So don’t take your exercise clothes and shoes if you’re not sure you’ll do it. If exercising isn’t a regular habit yet, this is not the time to start, so don’t waste space with stuff you won’t use.
  9. Buy clothes at your destination. If you’re heading to a place known for its fashion, like France or Italy, don’t take a lot of clothes with you. Take advantage of your surroundings and pick up some trendy fashions at the local shops. That gives you plenty of room in your suitcase, but it also helps you look more like a local.
  10. Ship large and bulky items ahead. My father-in-law and I used to travel to trade shows in other states and even other countries. He always insisted on filling a large suitcase with samples and sales literature and taking it with us. Luckily, this was in the day before you had to pay for a checked bag, so it wasn’t expensive, but it sure was a problem the first time the airline lost our bag. We stopped checking our trade show items and shipped them ahead after that.
  11. Never, ever take your pillow. I know people who pack their pillows because they want all the comforts of home. But if you want the comforts of home, stay home. Otherwise remember, you’re going on vacation to get away from home. Experience new locales, new food, new customs, and most of all, new pillows.

Do you believe in packing light for your vacation or business trips? Do you take a carry-on bag or do you check a big suitcase? Share your ideas and suggestions on our Facebook page, or in our Twitter stream.

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Things to Pack and Avoid for a Full Day at the Theme Parks

February 14, 2019 by · Leave a Comment 

As a veteran of the Orlando-based theme parks, I’ve seen it all. Families who plan for every contingency, and shove it all into a backpack whose size and weight would make a soldier nod quietly in appreciation.

People who come in so woefully unprepared that they spend $50 – $100 just to satisfy some small-but-nagging need they didn’t plan on, like a sweatshirt on a chilly day.

And people who know how to pack and plan for an entire 15 hour day, bringing the things they need and avoiding the things they don’t.

Here are a few things you should pack and not pack if you’re going to spend an entire day at Disney, Universal, Sea World, King’s Island, Six Flags, or any of the many theme parks dotting the country.

Things to Bring

A U.S. Marine with the 26th Marine Expeditionary Unit (Special Operations Capable) straps on a backpack while laying back on the pack, then rolling to one side and raising up from all fours. If you have to do this to pack for a day in the theme parks, you're taking too much.

A U.S. Marine with the 26th Marine Expeditionary Unit (Special Operations Capable) straps on a backpack while laying back on the pack, then rolling to one side and raising up from all fours.

  • Sun protection (sunscreen, sunglasses, and hats): It doesn’t matter what time of year you’re in the parks, or even if it’s a cloudy day, you can still get a sunburn. So take some sun protection, especially sweat-proof sunscreen, and use it regularly. Wear the hat and sunglasses to avoid getting a burn on your face and to protect your eyes.
  • Snack foods: Even if it’s just for a quick burst of energy or to tie you over when your kids are hungry two hours before dinner, take some granola bars or other individually-wrapped snack items. I personally like Clif bars, because they’re dense and filling despite their size. I used a few of these on my recent #DisneyParksChallenge.
  • Rain ponchos: If you come to Central Florida in the summer, it’s almost certainly going to rain in the afternoon. Buy some cheap ponchos at a Walmart and stuff them in your bag and wear them as needed. Pitch them at the end of your trip, because you’re not going to get them folded that small again. Hint: A lot of theme parks clear out when the rains come, so don’t leave when it gets rainy. Summer rains here last no more than an hour, but the parks will be a little emptier. Make lunch reservations for 1:30 or 2:00 because that’s when it usually starts.
  • Battery pack: For some reason, cell phones burn through their batteries more at the theme parks. (You can slow it down if you shut off Bluetooth and wifi.) But that may not be enough, so it helps to have some kind of battery backup. Whether it’s a 20,000mAH battery pack or one of those credit card-sized one-off chargers, you’ll need something to juice up and get you through the rest of the day.
  • Cell phone charger
  • This one is optional, but very helpful. Stuff a 3′ charging cord and cube into your bag just in case you find an electrical outlet during a rest break. Some restaurants have them tucked away in the corners, and you can occasionally find a plug in a bathroom. Even 10 minutes in a plug can buy you an hour of power. And if the universe is smiling on you, you’ll find an empty plug when you sit down for your lunch or dinner break.

Things to Avoid

  • A stroller: Unless you’ve got one of those all-terrain strollers with dual shocks and a portable generator, don’t bring a stroller with you. You can rent them inside every park everywhere, so there’s no point wrestling with one on the trip down and back.
  • Extra clothes: Unless you know for sure that you’re going to get cold, don’t take extra clothes “just in case,” or a change of clothes for a messy toddler. Similarly, if the morning is cold, but the day will warm up, try to tough out the cold temps rather than carrying around a sweatshirt or jacket all day. Keep in mind that we crank the AC up pretty high here in the summer and you can get cold if you spend a lot of time indoors. So if you get cold easily, take the sweater. Otherwise, don’t plan on every contingency. Check the weather before you go and pack accordingly.
  • Three days’ worth of diapers: You’re only going to the park for a single day. That requires at most six diapers. Don’t fill up your bag with the whole week’s worth of diapers. Just take what you’ll need each day. And put some wipes in a Ziploc bag, rather than taking the entire package. A lot of new parents pack up their kid’s entire changing table for day trips, and end the day with a bag that’s just as full as when they started.
  • Big bottles of water: Yes, you’re going to get thirsty. Yes, you need to stay hydrated. And yes, park water is expensive. But there are some parks that will give you water for free. You can get ice water when you sit down for lunch and dinner. And you can fill up your water bottle in a bathroom sink or special water bottle refill station. So there’s no need to bring a 1.5-liter bottle of water with you into the park. That’s 2.2 pounds of extra weight you’re carrying. Bring a smaller bottle and refill it as needed.

There are other things that are optional, but I tend not to carry just because of the weight, like a camera (my phone takes great pictures) or a guidebook (you can download an e-version on your Kindle app).

If you’re not sure of whether you should take something, think of the worst case scenario if you don’t have it, and decide whether you can live with that. Forgetting diapers for your 1-year-old can be a disaster, but leaving your guidebook behind won’t ruin your day.

What are your must-pack and must-avoid items on your theme park days? What do you absolutely need to have? Share your suggestions on our Facebook page, or in our Twitter stream.

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